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Buying Health InsuranceWe know there are a lot of confusing terms and jargon used in the health insurance industry. By discussing the top questions to ask when buying health insurance, we’ll help you find the best policy and provider. After all, you deserve the best.

How Much Will It Cost?

The number one question anyone has about health insurance is the cost. The cost of health insurance varies depending on your premium, deductible, and out-of-pocket max. When shopping for a health insurance plan, consider these three factors and your income.

What Plan Is Right For Me?

There are often metal tiers for health insurance. These range from Bronze to Platinum — each one has unique benefits and cost structures to consider. When choosing a level, know that everyone is different. If you take good care of yourself, you may only need a Bronze plan. If you have a family, then Gold or Platinum might be better for you.

Is My Doctor Covered?

You may have a favorite or family doctor and want to continue seeing them. Ask your insurance company whether your doctor is covered. Chances are your insurance provider has a network of doctors, therapists, clinics, and hospitals. Check their directory.

Who Can I Call With Questions?

You won’t be able to come up with all your questions at once. Knowing who you can call after your policy is in place, if you have questions or concerns, is smart. Will you speak with an actual human? Do they have an automated phone system? These are important considerations.

What Are the Perks?

There are perks to every insurance policy. Ask about them! Some offer telemedicine, free classes, or other options. These can make the monthly payments worth every penny.

Let us help you find the best insurance policy for your family’s needs. Call Health Reform Team at 833-839-2773 today!

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